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First thing you need to do is get your Smart Money number.
Follow the steps on how to download your Smart Money account number:
Option 1:
1. Text MONEY to 343.
2. Enter desired W-PIN (6-Digits)
3. Re-enter W-PIN then press OK.
4. Choose "Get Account" then press OK.
5. Select BDO.
6. Wait for the text message confirming the transaction and displaying your Smart Money card number.
Option 2:
1. Go to the Smart Menu and select Smart Money.
2. Choose any transaction.
3. Follow steps 2 - 6 above.
* This transaction is FREE of charge but the subscriber should have at least Php1.00 airtime left.
After asecuring your Smart Money number, proceed in applying for a Mastercard.
Here's the link. CLICK ME.